About

About Us

Early wages is one of the easiest lending platform focused on young low income professional, students a customer segment that is underserved by traditional lenders.

Bullet Repayment Loan
EMI Options
Digital Procession
Quick Disbursement
Fully Automated Process
Minimal Documentation
100% Paperless Process
Simple & Secure Process
24/7 Customer Support

Rates & Fees

Rates & Processing Fee

Early wages is one of the easiest lending platform focused on young low income professional, students a customer segment that is underserved by traditional lenders.





  • Minimum Loan Amount : 1000 to 200000
  • Tenure Days : 95 Days to 180 Days
  • Processing Fees : 2%-7%
  • Pre-closure : No Pre closure Charges
  • ROI(Rate of Interest) : 2.99%
  • Natch Bounce Charges : 590
  • GST on Processing Fee : 18%
  • Annual Percentage Rate(APR) : 35%-72%
rates & Fees




Documents Required

To assess your loanworthiness, we require the KYC documents listed below.

  • POI (Proof of Identity)
  • POA (Proof of Address)
  • Proof of Age
  • Bank statement for the latest 6 months of salary account
  • Salary slip of last 3 months/ITR Copies
  • Photo(Selfie)
  • Other documents, if needed
Document required




Eligibility Criteria

To ensure a smooth and successful disbursal of the loan, it is necessary to meet the following criteria.

  • Indian Resident
  • Salaried Employee
  • Above 21 years of age
  • Salary credited in the bank account
  • Minimum salary 20k (Net Pay)
  • Good Credit Score
eligibility

Example

Representative Example

 

Loan Amount Rs. 20000
Tenure 12 Months
Processing Fee Rs. 400
GST on Processing Fee Rs. 72
Disbursed AmountRs. 19528
EMI Rs. 2009
Total Repayment Amount Rs. 24111
Interest Rs. 4111
APR 40.72%

Why Choose Early Wages

We understand you and your needs and plan about the loan as per your requirements. You can opt for our loan services as per your different daily requirements at your comfort zone without taking time to visit the office and get involved in

  • Quick customer support
  • No Collateral Needed
  • Complete online procedure
  • No repayment and pre-closure charges

Contact

Contact Us

Our Address

Unit No.683, Business Park, Vegas Mall,
Plot No. 06, Sector-14,
Dwarka, New Delhi, Delhi - 110078

Email Us

info@earlywages.in

Call Us

+91 931 1343 335

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