1 - Who is eligible to get the loan from Early Wages?

A salaried employee with 20K minimum salary being credited in bank account, citizen of India and fits our eligibility criteria is eligible for the loan.

2 - How can I apply for a loan on Early Wages?

You can apply online by using this www.crm.earlywages.in/ link or visiting the Loan section of our website. Fill the application form and provide the required documents and we will contact you or you may contact us on WhatsApp or call on the number 9289588854.

3 - What is the loan amount that can be offered?

The approval of loan amount depends on your current drawn salary and credit history.

4 - What documents do I need to provide for the loan?

Completely filled application form, POA, POI, recent six months bank statement of salary account, recent three months’ salary slip/ITR, recent selfie and other documents if required.

5 - Do you offer business loan?

No, currently we serve the salaried employees only.

6 - Do I need to pay an application fees while applying?

No prior fees are charged for the loan application. Once your loan is approved, the processing fees and applicable GST will be deducted from the loan amount and the balance amount will be credited in to your bank account.

7 - How long will it take to get the loan amount credited from Early Wages?

After approval and completion of all the required formalities, you can expect your loan amount be credited in the bank account within 24 hours*.

8 - Why was my application rejected?

Application may be rejected because it didn’t fit our eligibility criteria.

9 - What if I pay for loan before the due date?

If you repay before the due date, you will pay the interest on the loan only for the days utilized. There are no pre closure charges for the repayment of the loan.

10 - What interest do I need to pay?

The interest on the loan is decided on various factors depending on your requirement, credit history etc.